Money saving iPhone apps

via www.worldnews.com
The first step to saving money is to effectively manage your money – and it only takes a quick look at the Apple App Store to see that there are plenty of apps available to help you take care of just about every financial need you can conceive.

Whilst a tool that manages your finances is handy, you can really save big by taking advantage of apps that literally save you money on everyday expenditure. Here is some top picks that will keep your finances running smoothly, save you money, and keep you organized.

iXpenselt
iXpenselt will help you keep track of your expenses, store photographs of your receipts, help you set a budget, and display daily, monthly and annual expenditure by category. Whether you’re looking for an app to manage your personal finances or keep track of your business expenses, this app will keep you organized, and even give you an alert when you are getting close to exceeding your monthly budget.

BillMinder
BillMinder is a simple and easy to use bill tracking application that features push notifications to ensure you’ll never miss a due date, or pay late fees again. With the added convenience of backing up your data and exporting via email, you can rest assured that even if your phone is lost, stolen or damaged, you will still have your scheduled reminders backed up to your computer so you can restore your data and continue being organized.

Skype
With Skype you can make and receive free calls, and instant messages to anyone else on Skype, wherever they are in the world. You can also save on international calls and text messages to land lines and cell phones with a subscription to the service. Skype is free to download and easy to use. With the latest version, you can now call over 3G, and keep Skype running in the background.

iGarage Sale
If you love to bargain shop at Garage Sales, this app will quickly locate for you local garage sales near your location. Garage sales are shown in your display choice of either a map or a list format, and it even gives you directions.

iBarcode
iBarcode is a mobile barcode scanner integrated with real-time price comparisons. Simply scan the barcode on the product in the store your interested in, and iBarcode will find the best prices for you on that product within seconds.